No Interest If Paid in Full Within 18 Months §

On purchases made with your Home Design Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. A $69 account activation fee may apply. Fixed monthly payments required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full.

§ No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on the purchase amount, promo length, and payment allocation. Regular account terms apply to non-promo purchases and, after the promo period ends, to the promo balance except that the fixed monthly payment will continue to be required until the promotion is paid in full. New accounts as of 07/16/2024: purchase APR 26.99%. Min interest charge of $2. A one-time account activation fee of $69 is charged at the time the first purchase posts to the account. Existing cardholders: see your credit card agreement terms. Subject to credit approval.

9.99% APR for 132 Months †

On purchases made with your Home Design Credit Card. A $69 account activation fee may apply. Fixed monthly payments are required for 132 months.

† Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.25% of the initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period, the required monthly payment may be reduced due to the prior month’s rounding. Regular account terms apply to non-promo purchases. For new accounts: as of 07/16/2024, the purchase APR is 26.99%. The minimum interest charge is $2. A one-time account activation fee of $69 is charged at the time the first purchase posts to the account. Existing cardholders: see your credit card agreement terms. Subject to credit approval.

9.99% APR for 132 Months †

On purchases made with your Home Design Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. A $69 account activation fee may apply. Fixed monthly payments required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full.

§ No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on the purchase amount, promo length, and payment allocation. Regular account terms apply to non-promo purchases and, after the promo period ends, to the promo balance except that the fixed monthly payment will continue to be required until the promotion is paid in full. New accounts as of 07/16/2024: purchase APR 26.99%. Min interest charge of $2. A one-time account activation fee of $69 is charged at the time the first purchase posts to the account. Existing cardholders: see your credit card agreement terms. Subject to credit approval.